The Financial Inclusion Fund’s (FIF) free national debt advice service is set to close after the government axed its £25m-a-year funding. Last month, the financial secretary to the Treasury, Mark Hoban, confirmed that funding for the free face-to-face advice service, which has operated since 2005, will end in March. The project helps around 100,000 people every year to manage their debts. Its closure will mean the redundancy of 500 debt advisers, at a time when the demand for debt advice is predicted to soar. Tobias Stapf, FIF project manager in London, said: ‘Last year the FIF debt advice service was found by the National Audit Office to provide “value for money” because it is saving significant amounts for the government, the courts [and other bodies]. ‘Time and time again it has been shown that timely and expert intervention in debt problems can prevent debts spiralling out of control and help people get their lives back on track.’ A Treasury spokeswoman said government had already announced a free and impartial national financial advice service.
But it’s something to thrive off, particularly with the Robins attempting to make it three wins from as many games.“Momentum is really important on the back of such a good win against Derby and we hope to continue that,” Holden explained ahead of the weekend’s trip to Hull City.“Hull is a long trip for everyone involved and we hope to send our supporters home happy. Momentum in football is key and we’re really concentrating on making sure our performance is right, like it was the other night, and if we get our performance right then we have a real chance of getting a result.”City faced QPR at Ashton Gate before travelling to Derby County where they recorded six points from both matches but preparation and rest in between fixtures is of paramount importance if the players are to be able to perform.“Two away games in the space of four days is always tough, one and off the pitch and we have to be professional with our recovery,” Holden continued. “It’s a long trip to Hull but it’s one we are looking forward to, trying to build on another win and three wins in a week would be fantastic.”Consecutive away days also means more miles for City’s dedicated fanbase to travel but everyone connected with the club is grateful for that incredible support.And if there’s one thing a positive performance and result can do this Saturday, it’s send supporters home “with big smiles on their faces”Holden said: “The support from our fans is so important, whether they are in the stadium or at home, we feel the support. The players have been commenting about their reactions on social media and it’s important not to get carried away of course but there’s a real feel-good factor.“We’ll be really grateful to the fans who travel up to Hull at the weekend and we want to send them home happy with big smiles on their faces.”Back the boys at the KCOM
AD Quality Auto 360p 720p 1080p Top articles1/5READ MOREWhy these photogenic dumplings are popping up in Los Angeles“Anecdotally, we’ve been hearing that it’s becoming more and more of a problem in the high schools,” she said. “A lot of celebrities are smoking cigars and it sets the trend for a lot of youth.” Cigars today come in several varieties – from thin cigarillos to cigars flavored with peaches and other fruits. Rap star 50 Cent is featured in ads for one brand of cigar, while rapper Jadakiss sells a slow-burning, natural-leaf cigar. “Our governor smokes cigars and makes no qualms about smoking cigars at the Capitol,” Aragon said. “It makes sense that young people would be following in the footsteps of those they look up to.” To counter the effects of tobacco advertisements, county health officials Wednesday launched “It’s Quitting Time, L.A!” – a campaign to get 200,000 smokers to quit by 2010. The campaign will enlist pharmacists and physicians to refer patients to anti-smoking programs and will particularly target ethnic communities, Aragon said. The Health Department study showed that smoking among all county residents is at an all-time low: Only 14.6 percent of residents light up. But Asian and Latino men are smoking twice as much as their female counterparts, the report showed. “Asian men do tend to smoke more than their non-Asian counterparts,” said Nisha Varghese, director of health programs at the San Gabriel-based Asian Youth Center. “Many of the men are immigrants from countries where smoking’s the norm.” African-American and white men are also smoking at higher rates. Nearly 27 percent of African-American men and 16.9 of white men are lighting up. “Los Angeles County has made great progress in reducing smoking rates and the health burden associated with tobacco addiction,” said Dr. Jonathan Fielding, acting director of the county Health Department. “But this survey tells us is that we must continue our efforts so all of our residents can avoid the disease and death caused by tobacco use.” The county spends $4.3billion a year on smoking- related health problems, most of which are preventable, said Supervisor Yvonne B. Burke. “Obviously for L.A. County, when we talk about costs, we talk about the cost of health care. We talk about the fact that we have neonatal units that care for babies that, some of those babies would not be there if their mothers had stopped smoking,” Burke said. firstname.lastname@example.org (562) 698-0955, Ext. 3024160Want local news?Sign up for the Localist and stay informed Something went wrong. Please try again.subscribeCongratulations! You’re all set! Cynthia Torres of Pico Rivera considers herself a social cigar smoker. She said she started smoking cigars more frequently after her group of friends recently took it up. “I enjoy the experience of it, and I enjoy the socializing part that comes with it,” said Torres, 24. As the county Department of Public Health kicked off its latest anti-smoking campaign Wednesday with the release of a study showing minority men are lighting up more frequently, cigar smoking among young people seems to be on the rise, said Linda Aragon, director of the county’s Tobacco Control and Prevention program.
Sameera ReddyState of Affairs It is evident from your story that Punjab and Kerala have topped the list again because of their emphasis on what they are good at-agriculture and education (“North South Lead”, August 16). Transparency and good governance are the keys to being a good state. K. CHIDANAND,Sameera ReddyState of AffairsIt is evident from your story that Punjab and Kerala have topped the list again because of their emphasis on what they are good at-agriculture and education (“North South Lead”, August 16). Transparency and good governance are the keys to being a good state. K. CHIDANAND KUMAR, BangaloreDespite the fact that different states have bagged awards for development in some sector or the other, not a single state has attained self-sufficiency in infrastructure development. Had they done so India would have been ranked first in the comity of developing nations. S. NAGARATNAM, MumbaiThe left parties have always been critical of the policies and programmes of other parties but your survey shows that Left ruled West Bengal is lagging behind in almost all parameters with an overall rating of 14 among the big states. The Left does not have any moral right to preach to anyone else. They should set their own affairs in order first. M.M. GURBAXANI, BangaloreKerala has never tried to shed its post-independence slumber on the economic front even though it has taken enviable care of education and health. It should focus more on sustainable and growth-oriented economic ventures with employment generation within the state rather than depend on overseas dollars and dinars. ANIL THOMAS, ChennaiYour story should be an eye-opener for states like Uttar Pradesh and Bihar. Lagging way behind on almost all socio-economic fronts, these states’ performances have hit rock bottom. Governance is conspicuous by its absence. Illiteracy and poverty are all-pervading. How long will these states be content to be mocked at as laggards of democracy? ALOK SRIVASTAVA, DelhiYou have missed some vital parameters like economic disparity, employment and growth of population while conducting your survey. All these factors have a lot of impact on the social and economic life of the people. Even the UN and other international research organisations take them into consideration while conducting studies. SURESH SURATWALA, MumbaiYour otherwise comprehensive report missed out two important factors- sustainable environment and ecological balance. Aren’t fresh air and clean drinking water important? Similarly cheaper and cleaner energy sources would attract investments and might be an answer to the soaring LPG and petroleum prices. YASH TOKARSI JAIN, on e-mailKerala cannot be considered a progressive state by any yardstick. A state that does not allow any industry to develop even during these times of liberalisation has nothing to do with any kind of progress. Nani Palkhivala had rightly said that social justice, when not accompanied by economic growth, is meaningless. T.S. PATTABHI RAMAN, on e-mailHaving a stable government does not necessarily mean that the state will witness economic progress. Had that been the case states like Bihar, where the RJD has been ruling for the past 14 years, andWest Bengal, where the Left Front has been in power for 27 years, would have prospered like Punjab and Kerala. RAJIB SARMA, on e-mailYour survey has many contradictions. Bihar is ranked last in health but in life expectancy and infant mortality the state is in the top 10. And how can West Bengal, with the fourth largest state GDP (and projected to be the second largest in 2020) be 18th in investment scenario? SAIBAL BAGCHI, on e-mailFloundering AroundThe BJP has been indulging in introspection and analysis of the reasons for its defeat in the Lok Sabha elections (“Still in a Stupor”, August 16). But so far it has only managed to replace “Hindutva” with “Bharatiyata” and “vikas”. SHIKHA KATARIA, PanchkulaThe BJP, the so-called party with a difference, is acting like a child whose lollipop has been snatched away. The Congress too is not behaving like a mature winner. Both parties seem to have forgotten that there are important issues to be dealt with. But instead of cooperating they are only trying to embarrass each other at every available opportunity. JOHN ERIC GOMES, Goa advertisementOne expected the BJP to act in a more responsible manner and Atal Bihari Vajpayee to provide the right guidance. But both have been big let-downs. MADHU SINGH, Ambala CantonmentPrice of HealthLow-cost blood glucose testing machines are indeed a must (“The Sweet Check”, August 9). But the fact is that the cost of the machine is only a part of the total cost of testing at home. The glucose testing strips are a major and recurrent cost. The testing device is of no use without these strips and diabetics would benefit only when the price of these strips come down. RAKSHIT TEWARI, AhmedabadSafety CatchDo our politicians and actors feel their lives are more precious than those of our soldiers or senior citizens who are soft targets for anti-social elements (“VIP Insecurity”, August 9)? People should not be forced to pay for the security of the privileged classes. S.L. BEDEKAR, BangaloreHit ParadeSalman Khan is the only actor who dares to be different (“Role Reversal”, August 2). When most other actors are doing only one or two films a year, Salman will have seven releases in a single year.With his hattrick of hits one can easily say that he is one of the most bankable stars in Bollywood. NITESH VYAS, on e-mailBasic ProblemThe Punjab Government is well within its rights to promulgate the legislation cancelling all its watersharing agreements (“Troubled Waters”, July 26). Punjab is an agrarian economy and it needs water to support the farming community. Contrary to popular belief, it relies heavily on groundwater to meet its agricultural requirements. But now even groundwater levels have dipped because of the indiscriminate installation of tubewells. SATISH SHARMA, DelhiCHARGE COUNTER CHARGEIt is difficult to believe Shujaat Hussain’s contention that Nawaz Sharif is lying because none of his pro-India statements would have endeared him to anyone in Pakistan (“Nawaz Sharif is Lying”, August 16). KESHAV AGARWAL, on e-mailBlame game seems to have become the national sport of Pakistan. The interview raises doubts about whom we should believe. SUBHAM PATHAK, BangaloreHussain’s statements on the Kargil war conceal rather than reveal what actually took place. H.R. BAPU SATYANARAYANA, Mysoreadvertisement
7:00 PM – 8:00 PM ACST Touch Online Registration and Payments Webinar for Top End Affiliates This session will provide affiliates and administrators with the opportunity to understand the current strategic insight into expanding the use of technology with Touch Football. Time: To reserve your seat at the webinar, please click on the following link:https://www1.gotomeeting.com/register/697140424After registering you will receive a confirmation email containing information about joining the webinar. Title: Wednesday, November 23, 2011 Date:
New Zealand was the first team to score before Australia hit back to lead at half-time and take a four touchdown win. Australia’s Nikki Etheridge impressed for the Australians, scoring four touchdowns. It took until the ninth minute of the match for either country to get on the scoreboard, and it was New Zealand who took the early advantage with Tiwi Davis scoring. The Australians were quick to hit back however, with Nikki Etheridge the recipient of a great long ball from Peter Watkins to score in the corner to level the game at 1-all. Michael Chapman scored his first touchdown for Australia just after the midway mark of the half, when a deflected pass landed in his hands to give them a 2-1 lead. Watkins again set up Etheridge for her second of the game and when Sarah Spacie scored in the corner in the 18th minute, Australia had a handy 3-1 lead. New Zealand hit back just before the siren to bring the deficit back to two touchdowns, with Clayton Ngawharau diving over but the Australians went to the half-time break up by two touchdowns, 4-2. Australia was quick to get back on the scoreboard in the second half, with co-captain Roy Prasad the recipient of a switch from Watkins, to take a 5-2 lead. Etheridge got her first touchdown of the second half in the third minute of the second when Sebe Rey darted from acting half to take a four touchdown lead. New Zealand’s Awhina Savage helped reduce the deficit to three touchdowns at the midway mark of the second half, scoring in the corner for her side to trail by just three, 6-3. Watkins was in the thick of the action two minutes later, with Spacie scoring her second to extend her side’s lead to four, and Etheridge made it a five touchdown lead with five minutes remaining with her fourth touchdown. New Zealand’s Lauren Ensor scored with minutes remaining, but it wasn’t enough to spark a Kiwi comeback, with the new look Australian team taking a four touchdown win, 8-4. Highlights of the game can be viewed at the TFA YouTube channel. Please click on the link to view the highlights:http://www.youtube.com/watch?v=3WC8pLLb2Ys&list=UUNA2662hsW_18Wok5HHiMeg&index=1&feature=plcpAustralia – 8 (Nikki Etheridge 4, Sarah Spacie 2, Michael Chapman and Rohit Prasad) defeated New Zealand – 4 (Tiwi Davis, Lauren Ensor, Clayton Ngawharau and Awhina Savage)Half time: Australia 4 – New Zealand 2Referees – Mick Medlin, Andrew Williams and Anthony Smith
Crystal Palace striker Sorloth already off mark for new club Gentby Paul Vegas9 months agoSend to a friendShare the loveCrystal Palace striker Alexander Sorloth is already off the mark for new club Gent.Sorloth joined the Belgians on-loan and scored twice in the friendly win over Holstein Kiel.After the 6-1 victory, he told VG: “It’s really good. It’s good to get started this way. It’s nice that the teammates see that I can play football.”I chose Gent because of (coach) Jess (Thorup). He got the best out of me in Denmark. When going for a six-month loan, it is nice to be sure that the coach knows what I stand for.” TagsLoan MarketAbout the authorPaul VegasShare the loveHave your say
Real Madrid, Barcelona target Liverpool boss Klopp AND Van Dijkby Paul Vegasa month agoSend to a friendShare the loveLiverpool boss Jurgen Klopp AND Virgil van Dijk are being linked with a LaLiga move.AS says the German’s success with the Reds has him being discussed inside the boardrooms of Real Madrid and Barcelona.With doubts persisting at Barca over coach Ernesto Valverde and inside Real regarding Zinedine Zidane’s return, it’s been suggested Klopp is emerging as the prime target for both clubs should choose to change.And it’s also claimed, with the LaLiga rivals keen on Van Dijk, their best shot at landing the Dutchman would be hiring Klopp as coach.For his part, Klopp has insisted he’s happy at Anfield and should the time come to part ways he would be taking a break from the game. TagsTransfersAbout the authorPaul VegasShare the loveHave your say
About the authorPaul VegasShare the loveHave your say Liverpool boss Klopp: Leicester will end season in top fourby Paul Vegas18 days agoSend to a friendShare the loveLiverpool boss Jurgen Klopp insists victory against Leicester was well-deserved as they snatched a 2-1 win at Anfield.The Reds were handed a controversial spot-kick deep into stoppage time when Marc Albrighton was adjudged to have brought down Sadio Mane.James Milner calmly slotted home the winner in a result Klopp admits already feels like a huge moment in their season.Klopp told Liverpool’s official website : “So, if you score in the 95th minute with a penalty everybody would say that’s lucky but over the full game we had more chances, we were the better team, so I’m really happy about that.“This one [win] alone feels already big enough, to be honest, because of how difficult this league is [and] how difficult the life of an LFC player is.“I think Leicester at the end of the season will be in the top four and then they will realise how different it is when you play Wednesday, Saturday, Wednesday, Saturday. The quality they have is already good and we all know Brendan, what a sensational manager he is and what he’s doing with them.”
Atalanta boss Gasperini pays tribute to Man City counterpart Guardiolaby Freddie Taylor3 days agoSend to a friendShare the loveManchester City boss Pep Guardiola has received praise from Atalanta manager Gian Piero Gasperini.The Italian outfit are in England as they face off against City in the UEFA Champions League group stages.And Gasperini has not forgotten a gesture of kindness from Guardiola a few years ago, when the former was sacked by Inter Milan.Gasperini said at his press conference: “His compliments are very welcome. I have got nothing to add to what has already been said about Pep Guardiola, not just as a coach but as a human being.”He made a really nice gesture towards me and I can’t forget that. This makes this occasion even more poignant.”When I was sacked by Inter he called me and invited me to go to Barcelona to see them. It was a very nice gesture from a human point of view at a very difficult moment for me.” About the authorFreddie TaylorShare the loveHave your say